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Kamshet- The Hottest Spot for Investors Seeking High ReturnsCommercial real estate is among the fastest-growing markets in India. Offices, retail stores, institutions, and industrial developments primarily fall under this umbrella. Commercial property is a property owned to generate income through business activities.
While many prefer developed structures, commercial plots have also been at the center stage due to higher appreciation and relatively lower investment costs than other asset types in commercial real estate.
However, being abreast of the nuances of buying commercial land is crucial to avoid administrative and legal hassles. From paperwork to zoning laws, there are various factors to look into. Let’s look at essential tips for buying commercial land in India.
Types of commercial property
Retail - Retail Shops, Stores, Malls
Industrial- Warehouse, Manufacturing Plants , Factories
Hospitality-Tourism Agencies, Motels, Hotels
Institutional- Schools and Colleges
Office Spaces- Corporate Offices
What’s to check before buying a commercial plot in India?
Review the Location
- Location Matters: The most critical factor in buying commercial land is its location. It should be easily accessible with good infrastructure. A prime location ensures higher demand and, in turn, leads to higher profits.
- Zoning System: Indian civic authorities use a zoning system based on Euclidean geometry to classify land for commercial purposes. They divide towns into districts with specific zones for different land uses, either permitted or prohibited.
- Integrated Zoning: As available land decreases, zoning becomes more integrated. This means that the planning of various zones becomes more coordinated to optimize land usage efficiently.
- Clearly Demarcated Commercial Zone: When buying commercial land, ensure it falls within a clearly marked commercial zone. This guarantees that the area is suitable for commercial activities and compliant with local regulations.
- Avoid Uncontrolled Development: Avoid land with uncontrolled development like unauthorized boundaries, fences, or incompatible structures within the permitted area. These issues may lead to legal and operational challenges later on.
- Types of Commercial Activities: Commercial land can be used for various purposes, including warehouses, offices, restaurants, shops, and industries. The proximity of one commercial zone to another depends on the type of activity and vehicular traffic.
Taxes and Returns
- Taxation of Rental Income: Rent received from any property, including commercial property, is taxed under the head 'income from house property' in India.
- Actual Rent or Reasonable Rent: The taxation is based on either the actual rent received from the property or the rent that can reasonably be expected from it, whichever is higher.
- Standard Deduction: A standard deduction of 30 percent is allowed on the rent received. This means you can deduct 30 percent of the rental income as an expense before calculating the taxable income.
- Deductions for Building Repairs and Renovations: You can claim deductions on the amount invested in building repairs and renovations for the commercial property.
- Interest on Loan: Under Section 24 of the Income Tax Act, you can claim the interest paid on the loan taken for the commercial property as a deduction. This includes processing fees and prepayment charges paid to the financial institution.
- Availability of Standard Deduction: The standard deduction of 30 percent is available even if the actual expenses on the property are higher or lower than that percentage. It simplifies the deduction process.
Check Documents
- Ownership Details: Review the property's registration papers to ascertain the number of owners. Knowing the ownership structure is essential to ensure a smooth and legitimate transaction.
- Seller's Right to Sell: Verify if the seller has the legal right to trade the commercial property. Confirm that they have the authority to sell the asset and that there are no disputes or legal issues surrounding the ownership.
- Existing Loans or Pledges: Check for existing loans or pledges against the land parcel. Knowing if the property has been used as collateral for any debts or financial commitments is crucial.
- Clearance of Outstanding Dues: If the land has been mortgaged in the past, ensure there are no outstanding dues related to the mortgage. The seller should clear any pending payments before the deal is finalized.
- Title Search: Conduct a thorough title search to verify the property's history and ensure no legal encumbrances, liens, or claims could affect your ownership rights.
- Encumbrance Certificate: Obtain an encumbrance certificate from the registrar's office to verify if there are any legal claims or liabilities on the property.
- Approved Land Usage: Ensure the land is categorized as a commercial plot in the official records and falls within the designated commercial zone.
- Pending Litigations: Check for any ongoing legal disputes or litigations related to the property. Purchasing a plot involved in legal battles can lead to future complications.
- Land Boundary and Area: Verify that the boundaries and area mentioned in the registry papers match the actual physical boundaries of the land.
- Property Tax Records: Review the property tax records to ensure the seller has paid the appropriate taxes for the commercial plot.
Khopoli is emerging as one of Maharashtra's most promising real estate markets. Here’s why plots in Khopoli are gaining so much attention — and why getting in now could be a smart move.
1. Strategic Location Advantage
Khopoli sits right along the Mumbai–Pune Expressway, giving it unbeatable road connectivity to two of India’s largest business cities. It’s only about 80–90 km from both Mumbai and Pune, making it the perfect midpoint for people who work or do business in either direction.
The upcoming Mumbai–Pune Expressway Missing Link Project will make travel even faster by cutting down travel time and distance through new tunnels and bridges. This improved connectivity will instantly boost the demand for homes and land in Khopoli, making it a future-ready location.
2. Growing Industrial Base
There are already several industrial estates in Khopoli, including the Khopoli Industrial Area, which houses businesses from various industries such as engineering, chemicals, textiles, and pharmaceuticals. Numerous well-known logistics and manufacturing companies operate here, creating a steady demand for housing and employment opportunities.
As industrial growth continues, so does the need for housing, warehousing, and commercial spaces — all of which fuel the demand for land.
3. Rapid Infrastructure Development
Infrastructure is at the heart of Khopoli’s rise. Over the past few years, the region has seen:
- Wider and better-maintained roads
- Modern water and power utilities
- New residential layouts and township projects
- Enhanced digital and civic infrastructure
On top of that, the soon-to-be-operational Navi Mumbai International Airport will put Khopoli within an easy driving distance of a major global transport hub. This will benefit not only residential buyers but also industries and logistics players looking for well-connected land parcels.
4. Affordable Entry, Promising Appreciation
Compared to Mumbai, Navi Mumbai, or Pune, Khopoli offers much lower entry prices for plots. Investors can acquire larger pieces of land at a fraction of metro prices — giving them significant upside potential as development continues.
With infrastructure projects nearing completion, property values in Khopoli are expected to appreciate steadily over the coming years.
Perfect for Both Investors and End Users
Khopoli’s appeal lies in its versatility.
Investors see it as a land banking opportunity — buy now at low rates and watch appreciation unfold as infrastructure and industries expand.
End-users appreciate the peaceful environment, cleaner air, and convenient connectivity — making it an excellent spot for second homes or retirement residences.
Summary
Khopoli is becoming a significant real estate destination in its own right, no longer merely a stopover between Mumbai and Pune. It provides the ideal circumstances for long-term property appreciation due to its significant industrial activity, robust infrastructure development, and enhanced connectivity.
One of India's most important infrastructure projects is the upcoming Navi Mumbai International Airport (NMIA), which is expected to open in September 2025. Designed to handle nearly 20 million passengers annually in its first phase and scaling up to 90 million passengers per year, NMIA is more than an airport—it’s a growth engine that will transform the real estate map of Navi Mumbai.
A Growth Wave in Motion
Airports worldwide create ripple effects in housing, retail, logistics, and business hubs. NMIA is expected to generate over 4 lakh jobs, directly and indirectly, across aviation, IT, logistics, hospitality, and allied sectors. With better connectivity through the Mumbai Trans Harbour Link, metro extensions, and expressways, the surrounding regions are witnessing a surge in demand.
Real Estate Hotspots to Watch
- Panvel: With proximity to NMIA and superb connectivity via highways, metro, and rail, Panvel is already recording a 20–30% rise in property values and is expected to grow another 15–25% post-airport launch.
- Ulwe: Known for affordability, Ulwe is gaining traction due to upcoming coastal roads and metro connectivity.
- Kharghar: A more developed node, Kharghar combines lifestyle amenities with investment potential, making it attractive for end-users and investors.
- Uran & Karjat: Offering lower entry points, these emerging zones are long-term bets poised for appreciation as infrastructure expands.
Why Invest Now?
Real estate prices in many of these nodes are still at entry-level compared to Mumbai’s prime hubs. With NMIA nearing completion, the window of early investment is narrowing. Entering now allows investors to capture appreciation before prices peak.
The Bottom Line
NMIA is not just about better air travel—it’s about redefining Navi Mumbai’s growth story. For those seeking long-term appreciation, strong rental potential, and access to a booming business ecosystem, investing around NMIA in 2025 could be a game-changing move.
Plot Buying in Maharashtra The 3 Documents You Must Check Before You Invest
Buying a plot in Maharashtra can be one of the most rewarding investments—but only if it’s done right. Too many buyers get stuck in disputes because of overlooked paperwork. To avoid costly mistakes, you need to know three critical documents: the 7/12 Extract, the NA Order, and the Title Report.
1. 7/12 Extract or Property Card – Knowing the Land’s Identity
For rural and semi-rural plots: The 7/12 Extract (popularly called Saat-Baara Utara) is your first check. It tells you who owns the land, its survey number, the area, the type of land, and any loans or claims on it. But note—this doesn’t confirm whether you can build on it, only that the person selling is the rightful owner.
For urban plots: Within city limits, the Property Card works the same way. It shows details like the CTS number, land area, and owner’s name.
Tip: Always match these details with the seller’s information.
2. NA Order – Making Sure the Land is Fit to Build On
Not every piece of land is legally fit for construction. Agricultural land, for example, cannot be directly used for building homes.
That’s where the NA Order (Non-Agricultural Order) comes in. Issued by the Collector’s office, this document confirms the land has been officially converted for residential use. If the NA Order is missing—or marked for “industrial” or “commercial”—you cannot build a home on it.
Tip: Insist on seeing a Residential NA Order before moving ahead.
3. Title Search & Supporting Documents – Securing Clear Ownership
Even with 7/12 and NA Order in hand, you need to check if the ownership is legally clean. This is where a Title Search Report from a lawyer is essential. It traces ownership for the past 30+ years and ensures:
- No disputes over the land
- No hidden mortgages or loans
- The seller is the true and only owner
Other supporting documents to check include:
- Encumbrance Certificate (EC): Confirms no outstanding loans or legal cases
- Registered Sale Deed: The actual proof of ownership transfer
- Tax Receipts & Layout Plan Approvals: Show compliance with local authorities
Final Word
Buying a plot is a long-term investment rather than just a sale. You can make sure that your ideal house or future asset is constructed on sound legal foundations by closely examining the 7/12 Extract, NA Order, and Title.
When in doubt, always seek legal advice from Genuine Plots and verify documents with government records. A little extra caution today can save you from years of hassle tomorrow.
1.Unmatched Security & Peace of Mind
Security is not only a luxury but also a need in the fast-paced world of today. You can find CCTV surveillance, biometric or access-controlled gates, and guarded entry points around the clock in gated communities.
2.Infrastructure That Delivers from Day One
Forget post-purchase hassles. Gated community plots come complete with well-paved roads, street lighting, underground cabling, solid drainage systems, and reliable water supply. These essentials aren’t an extra—they’re part of the package. No more unexpected costs or tedious approvals.
3. A Lifestyle with Amenities Built In
It’s not just a plot—it’s a lifestyle. Imagine walking paths, green parks, clubhouses, swimming pools, and community halls—all just steps away. These lifestyle elements greatly enhance well-being and make your property more appealing, whether you're living there or looking to resell or rent.
4. Stronger Appreciation & Resale Potential
Well-designed gated communities dominate local markets when it comes to demand and returns. Buyers often choose plots in gated enclaves because they offer better infrastructure, managed interiors, and spatial planning—all of which help drive higher resale values.
5. Transparent Legal Processes & Clarity
Avoid the pitfalls of murky ownership titles or zoning confusion. Developers of gated communities usually provide clear land titles, RERA registration (where applicable), and proper local authority approvals. Your investment remains secure—legally and financially.
6. Built-in Community Vibe
These plots foster neighbourhood engagement—with shared spaces and organised events facilitating social interaction. It’s not just a place to live; it’s a place to belong. Standalone plots, especially in sparsely developed areas, often feel isolating by comparison.
7. Hassle-Free Maintenance
From road upkeep and landscape care to lighting in communal areas, gated societies typically handle the maintenance. You get to enjoy hassle-free living—no need to manage each service individually or constantly chase contractors.
8. Faster Loan & Insurance Approvals
Financial facilitators love gated community plots. Thanks to pre-approved structures, shorter paperwork, and lower perceived risk, loan disbursement is smoother, and interest rates tend to be more competitive. Plus, securing property insurance is generally easier and cheaper.
9. Green, Sustainable Living
Modern gated developments often include eco-friendly features like rainwater harvesting, solar lighting, wastewater management, and native landscaping, thereby reducing your carbon footprint and also lowering your long-term utility costs.
10. Future-Ready Locations & Growth Potential
Many gated community plots are strategically placed near upcoming infrastructure—think new metro lines, expressways, or IT corridors. These growth corridors often outperform standalone plot sites in terms of connectivity and appreciation.
Supreme Court: Only a Registered Sale Deed Transfers Property Title
The Supreme Court of India has once again made it clear — ownership of a property passes only through a registered sale deed. Documents like General Power of Attorney (GPA), Agreement to Sell, or even an unproven Will cannot confer ownership rights.
Why GPA, Agreement to Sell, or Will Do Not Confer Ownership
- Agreement to Sell – It is only a promise of a future sale. Under Section 54 of the Transfer of Property Act, it does not itself transfer ownership rights.
- General Power of Attorney (GPA) – A GPA cannot transfer title of the property. Even an irrevocable GPA is not enough.
- Will – A Will, even if registered, must be strictly proved under the Succession Act and Evidence Act. Unless the execution and witnesses are verified, the Will cannot stand as proof of ownership.
The Supreme Court held that only a registered sale deed executed between parties and duly stamped and registered can convey title to immovable property. All other documents may support a transaction, but they do not amount to ownership.
Why This Ruling Matters
This judgment is significant for buyers, sellers, and investors in real estate:
- Clarity – There can be no confusion: ownership passes only through a registered sale deed.
- Caution – Buyers must be careful and not rely on GPA, Will, or Agreements to Sell while purchasing property.
- Legal Safety – A properly stamped and registered sale deed is the only way to avoid disputes in the future.