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Hidden Opportunities in India’s Farmland MarketLegal & Land-Use Pitfalls When Buying Plots in Konkan — What You Must Know
Buying land in the Konkan region sounds like a dream — peaceful beaches, green hills, and a slower pace of life. But before you invest, it’s important to understand the legal and land-use challenges that come with Konkan plots.
Many buyers from cities like Mumbai and Pune jump in too quickly, only to face delays, disputes, or restrictions later. This guide helps you spot common pitfalls and make safe, informed decisions.
1. Agricultural vs. Non-Agricultural (NA) Land Confusion
- Most land in Konkan is agricultural by default.
- Only farmers can buy agricultural land directly — non-farmers need to buy NA (Non-Agricultural) land.
- Many plots are sold as “proposed NA” — meaning the conversion isn’t done yet.
- Without proper NA approval, you cannot legally build a house or commercial structure.
Tip: Always check the 7/12 extract and NA order from the local revenue office before buying.
2. Title and Ownership Issues
- Konkan land often passes through generations without clear documentation.
- Some plots are jointly owned by families, with no single clear titleholder.
- Disputes can arise if a seller doesn’t have full rights to the land.
Tip: Hire a property lawyer to do a title search for at least 30 years of ownership history. Ensure there are no encumbrances or pending disputes.
3. CRZ (Coastal Regulation Zone) Restrictions
- Many parts of Konkan fall under the CRZ rules, which restrict construction near the coast.
- Depending on the zone (CRZ I, II, III, IV), you may not be allowed to build within 200–500 meters of the high-tide line.
- Violating CRZ rules can lead to demolition notices or legal action.
Tip: Get the exact location surveyed to confirm it’s outside restricted CRZ zones before buying any “sea-view” or “beach-touch” property.
4. Access & Infrastructure Challenges
- Some plots are advertised as “road-touch,” but in reality, the access roads may be private or disputed.
- Without proper access, even a valid NA plot becomes useless for development.
- Also check water, electricity, and drainage connections — many rural plots lack basic infrastructure.
Tip: Confirm there’s a public access road to your plot and a right-of-way recorded in government maps.
5. Layout & Subdivision Approvals
- Developers often sell small plots carved from larger agricultural land.
- Each layout must have Town Planning (TP) approval and follow the Maharashtra Regional and Town Planning (MRTP) Act rules.
- Unapproved layouts can be marked as illegal, blocking registration or construction later.
Tip: Ask for the layout approval copy and survey number details from the local collector’s office before booking.
6. Price Traps & Overvaluation
- With rising demand from city buyers, some sellers quote inflated prices.
- Remote plots with limited infrastructure are often priced like prime land.
- Always compare with government ready-reckoner (RR) rates and nearby sale deeds.
Tip: Don’t rush to buy just because of “sea view” or “future tourism zone” promises — check the actual market value and resale demand.
7. Documentation You Must Verify
Here’s a simple checklist before buying a plot in Konkan:
- 7/12 Extract and Mutation Entries
- NA Order (if applicable)
- Title Search Report (30 years minimum)
- Encumbrance Certificate
- Layout / TP Approval
- Sale Deed Draft
- CRZ Clearance (if near coast)
- Access Road and Survey Map
Bonus Tip: Always register the sale deed and get the property mutated in your name right after purchase.
Final Thoughts
Konkan land is beautiful and full of potential — whether for a farmhouse, homestay, or long-term investment. But it’s also full of hidden legal and regulatory traps that can turn your dream into stress.
- What does the NA plot mean?
An NA plot means Non-Agricultural land — land legally permitted for non-farming purposes such as residential, commercial, or industrial use.
- What are the types of NA plots?
Common NA types include:
Residential NA (for homes)
Commercial NA
Industrial NA
Resort/Institutional NA
- Is NA approval mandatory before construction?
Yes, NA approval is required before constructing any building on the land.
- Who issues NA permission?
The local Collector Office or Town Planning Authority issues NA permission after verifying land records and zoning.
- Can an agricultural plot be converted into an NA plot?
Yes, landowners can apply for NA conversion by paying the required fees and meeting zoning conditions.
- Is buying an NA plot safer than agricultural land?
Generally, yes, because NA plots have clear permissions for construction, reducing legal risks.
For legally verified deals and stress-free transactions, contact Genuine Plots.
Price of farmland ranges from ₹15 lakhs to ₹1.5 Crores per acre, with some prime land selling as high as ₹2 Crores per acre.
Key Locations & Price Highlights
Butibori & Wardha Road
– Fast Growing Farmhouse + Industrial Belt
– Farmland: ₹280 - ₹340 per sq.
– Developed farm plots (11,000 sq. ft.): ₹30 to ₹68 lakh
Amravati Road
– Major development corridor
– 5000 sq. ft plots developed: ₹12.5 - ₹19 Lakh
Kalameshwar & Katol
– Predominantly Agricultural Zones
– The prices may vary from ₹15 lakh to ₹1 crore+ per acre depending on the fertility and road connectivity
Samruddhi Mahamarg Belt
– Rapid appreciation due to Expressway
– Datala village touching ₹2.4 crores per acre
Budget-Friendly Options
– Plot size of 5,000 sq. ft. in Borgaon available for ₹15 lakh
For safe and verified land buying, contact Genuine Plots.
Maharashtra Agriculture Land Purchase Restrictions for Non-Farmers
Key Rules You Must Know (Section 63 – MTAL Act)
Only Registered Farmers Can Buy Agricultural Land
– You must be a certified agriculturist from Maharashtra or any other Indian state to purchase agricultural land.
Non-Farmers Cannot Directly Purchase Agri Land
– Buying, leasing, or acquiring agricultural land is prohibited for non-agriculturists.
Exceptions Under Section 63-1A
– Non-farmers may buy agricultural land only for:
✔ Industrial purposes
✔ Special township projects
✔ With special permission from the Collector or State Government
NA Conversion Option
– Non-farmers can acquire the land after converting it to NA (Non-Agricultural) land for:
✔ Residential
✔ Industrial
✔ Commercial use
Official Approval Required
– NA conversion requires a formal process and approval by the SDO or Collector.
Unauthorised Conversion is Illegal
– As per Section 44 of the Maharashtra Land Revenue Code, any illegal land-use conversion leads to penalties.
Special Project Exemptions
– Government-approved industrial and township projects allow land transfer to non-agriculturists legally.
For safe and verified land buying, contact Genuine Plots.
Fragmentation Law- The Maharashtra Prevention of Fragmentation and Consolidation of Holdings Act,1947, was first enacted to prevent agricultural lands from fragmenting into small, unproductive pieces. Its aim has been to prevent excessive fragmentation of agricultural lands and improve consolidation.
Key Features of the Fragmentation Act
- Purpose of the Act
The prevention of the fragmentation of agricultural land and the maintenance of the economic viability of the land through consolidation.
- Restrictions on Small Plots
The law prohibits the sale, transfer, or purchase of any tract of land which is less in extent than the minimum notified area, for instance, 10 gunthas.
- Legal Boundaries
In the past, transactions concerning smaller plot sizes have been deemed illegal, which has affected many landowners in not being able to formalise ownership.
Major Amendments Introduced in 2025
- Free Regularisation of Old Transactions
All small-fragment land transactions completed between
15 November 1965, 15 October 2024
will now be regularized free of cost.
- Relief for Urban Regions
In municipal corporation areas, municipal council limits, and PMRDA zones, fragmentation rules have been relaxed.
Plots as small as 1 guntha are now considered legally valid.
- Benefit for Nearly 50 Lakh Families
Around 49–50 lakh property holders in Maharashtra will gain legal clarity and rightful ownership due to these reforms.
- Residential Areas Exempted
In urbanised and residential zones, the fragmentation rules will no longer act as a barrier for land use or property transactions.
Conclusion
The 2025 amendments greatly simplify land ownership, support urban growth, and resolve long-pending issues for millions of property holders.
For further information or legal verification, contact Genuine Plots.
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