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The Perfect Investment Destination You've Been OverlookingKhandala calling,investment opportunities for dream plots and properties
Khandala is a picturesque hill station located in the Western Ghats of Maharashtra, India. At an altitude of 550 metres, Khandala offers stunning panoramic views of the surrounding valleys, lush green hills, and waterfalls. Renowned for its natural beauty and pleasant climate, Khandala is a popular tourist destination, attracting visitors from near and far. It is located on the Mumbai-Pune Expressway, making it easily accessible from Mumbai (approximately 80 kilometres away) and Pune (approximately 70 kilometres away).
What Type of plot properties are available in Khandala?
1) Residential Plots
2) Agricultural lands
3) Commercial Land
What are the advantages of owning a plot in Khandala?
Khandala is a popular tourist spot and is close to Pune and Mumbai. The limited availability of land in such scenic areas can result in property appreciation over time, offering potential returns on your investment. Owning a plot in Khandala can be a sound long-term investment strategy.
Economy in Khandala
Khandala's economy primarily revolves around tourism and hospitality.The town attracts many visitors, especially during weekends and holidays, who enjoy the region's scenic beauty, pleasant climate, and recreational activities. Khandala benefits from its proximity to Pune and Mumbai, contributing to the economy through weekend tourism and second-home investments. Many people from these nearby cities visit Khandala for short trips or own properties for vacation purposes. Khandala also has a small agricultural sector, with some locals engaged in farming activities.
Why Live in Khandala?
Appreciation: Buying a plot property in Khandala, Pune, offers the potential for significant appreciation in value over time. Khandala is a highly sought-after location known for its scenic beauty, pleasant climate, and proximity to Pune and Mumbai. The growing demand for properties in Khandala and limited land availability can contribute to appreciating property prices, making it a lucrative investment option.
Tranquillity: Khandala is renowned for its tranquil and serene environment, away from the bustling city life. The region is surrounded by lush green hills, waterfalls, and picturesque landscapes, creating a peaceful and rejuvenating ambiance. Living in Khandala allows you to escape the noise and pollution of urban areas, providing a calm and relaxed lifestyle amidst nature's beauty.
Proximity: One of the significant advantages of owning a plot property in Khandala is its proximity to Pune.
Khandala is conveniently located approximately 70 kilometres away from Pune, making it easily accessible for commuting or weekend getaways. This closeness to Pune allows residents to enjoy a vibrant city's amenities, employment opportunities, and cultural attractions while residing in a tranquil hill station.
Investment: Buying a plot property in Khandala can be wise. As mentioned earlier, Khandala's popularity as a tourist destination and its proximity to Pune and Mumbai contribute to the increasing demand for properties in the area. Investing in a plot now can provide potential returns in the future, especially considering the limited availability of land in such scenic locations.
You can also build a custom-designed home or explore commercial opportunities based on local regulations and market dynamics.
Looking to buy Genuine plots in Khandala? Trust Genuine Plots for hassle-free documentation and seamless plot purchase. Contact us today!
Investing in land has always been a popular way to grow wealth. With the value of land generally rising over time, many people find it a reliable investment. But as the demand for land grows, buying it is becoming more complex. Before jumping into the market, it’s important to understand both the benefits and the challenges that come with purchasing a plot.
Why Consider Investing in Residential Land?
As an investment, land is a good bet. Compared to mutual funds or stocks, it is relatively easy to invest in land, and there is relatively less risk involved. However, for a prudent decision, it is significant to know the challenges involved in buying land.

Challenges in Buying Plots or Residential Land
Buying a plot isn’t just about picking a piece of land and paying for it. There are several challenges to consider. Here are some of the main ones:
Understanding the Type of Land
You are supposed to know whether the land is classified either for residential or agricultural use before buying it. Agricultural land tends to be less expensive, but there will be constraints on such a piece of land. The land could not be used for constructing houses as in the case of residential lands.
Legal Checks and Documentation
Another major issue involves the verification of whether it is a legally clear property or not. While a Title Deed is proof that the seller has a right to the land, an Encumbrance Certificate is equally important to ensure that no legal dues exist in the property. And if there are disputes or unclear ownership over the land, then completely avoid it, as it will end up in costly legal tangles.
Location and Purpose
Think of the reasons you are buying the land. For a house of your family, it is wise to seek sites close to schools, offices, and hospitals. For business, you might need to buy land that is relatively central. Ask yourself what you want the land before you go ahead to purchase a location.
Invest in a plot; you get large returns out of it. However, it has not been an easy process to invest in a good plot without doing research and inspection. Genuine Plots will assist you in any purchase done with experts for an easy and safe buy, ensuring all the paperwork is in place.
When you are planning to buy a property or land, you may need a loan to help you with the payment. There are two types of loans you can choose from: a home loan and a land loan. While both can help you buy property, they are different in certain ways. Let’s explore these differences and similarities in simple terms.
Similarities Between Home Loan and Land Loan
- Approval Process: The way lenders check your eligibility is the same for both home loans and land loans. They will check your income, credit score, and other factors before they approve the loan.
- EMI Options: For both home and land loans, EMIS applicable. You can also apply for a co-applicant if needed, and the rules for this are similar for both types of loans.


Differences Between Home Loans and Land Loans
1.Purpose and Location:
- Home Loan: This loan is for buying a ready-to-move-in property, a property under construction, or one that you plan to build yourself.
- Land Loan : This one is for the purchase of a plot of land, which will be used strictly for residential purposes.
2.Loan-to-Value Ratio (LTV):
Home Loan: You can get up to 75-90% of the value of the property. So, you pay just 10-25% in a down payment for the property.
Land Loan The maximum loan will be 75-80% of the land's value. Hence, one needs a bigger down payment, at least 20-25%.
3.Loan Tenure:
Home Loan: A home loan is paid out over a very long-time period, normally up to 30 years.
Land Loan: The repayment period of the land loan is up to 15 years, as the repayment period for the loan is quite short.
Tax benefits:
Home Loan: Tax benefit is available on the interest as well as principal repayment of a home loan.
Land Loan: No tax benefits can be availed with the land loan. But if you build a house on that land after getting some construction loan then tax benefits can be availed on that construction loan.
|
Aspect |
Home Loan |
Land Loan |
|
Purpose |
Ready property, under-construction, or self-built homes |
Plot of land for residential use |
|
Loan-to-Value Ratio |
75-90% |
75-80% |
|
Loan Tenure |
Up to 30 years |
Up to 15 years |
|
Tax Benefits |
Available on principal and interest payments |
Only available on construction loan |
|
Approval Process |
Same for both types of loans |
Same for both types of loans |
|
EMI Options |
Same for both types of loans |
Same for both types of loans |
Before you buy a piece of land in Maharashtra, it is pretty important that you ensure its title is clear. This process keeps away the legal issues. Here's how you can investigate a land title in simple steps.
Title Search
Go to the land registry in that area to obtain information about its history. Find the records that state the previous owners and loans or claims on the property by showing the 7/12 extract.
Abstract of Title
An abstract of the title would give you a summary of the legal history, reflecting the change in ownership and the issues relating to the property.
Property Deeds
Check the property deeds to ensure who owns the land today. Also, these records will outline any restrictions, such as who may use the land.
Measure the Land
Hire a surveyor to survey the land. This will help one to know what actually is the boundary of that land and where the neighbors are using parts of the land.
Search Court Records
Look up court records to see if the property is involved in any lawsuits. For example, there could be a question over who owns the land.


Tax Records
Verify property taxes and that there are not other issues, like unpaid taxes or tax liens that have not been discharged.
Local Laws
Look into local zoning laws that may be able to keep you from doing certain things on the land. Some areas will not allow building or any kind of development.
Talk to Neighbors
Talk to people living nearby to know the history of the land. They might be aware of problems like boundary disputes.
Hire Legal Help
Always take the services of an attorney or a land expert like Genuine Plots, who will guide you appropriately as you analyze this land.
By taking these measures, you will have all the information concerning the title of this property and will not have any issues concerning the title in the future.
7 Essential Documents You Need When Buying Commercial Property in India
It is quite thrilling to ride in commercial real estate, and as such, it's very important that you get the paperwork right so that the transaction goes through; below is a quick guide to the seven key documents you will need when purchasing commercial property in India:
Title Deed This is the golden ticket. What it does is confirm ownership by a seller and prove that the property is free from any form of lawful and legitimate disputes; thus, it forms a cornerstone of your purchase.
Sales Agreement It can be said to be that document acting as your roadmap. The sale agreement provides an indication of all the terms regarding the sale, that is, the price and time frame when the payment should be made, both parties getting to the same page.
Not missing the registration process: Registration of property should be done with the sub-registrar of the local authority. You will need to pay stamp duty and registration fees, of course!
Encumbrance Certificate: An encumbrance certificate is your safeguard for various reasons. An encumbrance certificate states that there are no legal liabilities or outstanding dues against the property.

No Objection Certificates (NOCs): Depending upon the type of property, you would need a set of diversified NOCs from local authorities. NOCs merely confirm that there are no legal matters or objections towards the property.
Building Approval Plan: You would be planning any kind of renovation. Well, if that's indeed the case, you will require a building approval plan from the local municipalities to ascertain that the modifications done are within the zoning laws and regulations.
Tax Receipts: Let Your Records Keep Tidy! Up-to-date property tax receipts are important documentation to ensure that there are no pending dues in relation to the property and that it is free from hassles.
Incorporation of such important papers in your purchase will make the transaction smooth as well as a prudent investor. To ascertain that the purchase has been successful, you can employ real estate experts or the legal counsel of Genuine Plots to guide you through the papers.
When it comes to property transactions, several factors need to be considered; each comes with specific rules and paperwork. Here's a simple guide to help you understand them:
Types of Property Transactions
Sale Deed
A sale deed is a document that records a property's ownership.It proves the buyer owns the property and has legal rights to it. The property should be free from legal disputes or issues.
Gift Deed
A gift deed transfers property ownership as a gift, with no money involved. The recipient becomes the owner, and the giver gives up all rights to the property. The giver must own the property and must give it voluntarily, without pressure.
Mortgage Deed
It is used when a property is provided as security for a loan. The borrower must own the property and agree to the mortgage terms.

Rights and Responsibilities of Buyers and Sellers
Buyers
Rights: Buyers have the right to know the property details, which include clear titles and accurate condition details. They also have the right to know the legal status of the property and its registration under their name.
Responsibilities: The buyers are responsible for verifying the seller's ownership and legal status of the property.
Sellers
Rights:
Sellers are entitled to receive the agreed payment for the property and can expect the buyer to meet their responsibilities as outlined in the sale deed.
Responsibilities
Sellers are responsible for providing accurate information about the property, including disclosing any encumbrances, ensuring a clear title, and coordinating with buyers on registration requirements.
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