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Pune, Maharashtra, Tightens Land Rules: What you should know
When you buy or inherit a property — be it land, a home, or a commercial building — the initial sale deed/registry only records that a sale took place. But to be recognised as the legal owner in government records, there’s an essential follow-up step: Mutation, commonly known as Dakhil Kharij.
What Exactly Is Dakhil Kharij?
- Dakhil means “entry/record,” and Kharij means “removal.” Together, they describe the process of entering the new owner’s name and deleting the previous owner’s name from official land/ property records.
- It is essential after a sale, inheritance, gift, or partition — without it, official records may continue to show the prior owner, causing major issues later.
Why Dakhil Kharij Is Critical
- Legal Ownership Proof — It confirms to the government (revenue department), banks, courts and other authorities that you are the rightful owner.
- Correct Tax & Assessment Records — Taxes and dues become the responsibility of the legal owner post-mutation.
- Easier Future Transactions — Whether you want to sell, gift, mortgage, or inherit the property later — proper mutation ensures smooth legal and financial transactions.
- Loan & Mortgage Approvals — Banks and lenders almost always require mutation (Dakhil Kharij) as proof of clear ownership before approving home or property loans.
- Avoids Disputes or Fraud — When records are mismatched, it can lead to legal conflicts or ownership disputes. Mutation helps prevent those.
Types of Properties Covered
Dakhil Kharij applies to:
- Agricultural land (farms, orchards)
- Residential plots, homes, apartments
- Commercial or industrial plots
- Vacant land or mixed-use plots
Documents Required for Dakhil Kharij
To apply for mutation, you usually need:
- Sale deed / Gift deed / Will (as proof of transfer)
- Identity proof (Aadhaar, PAN, Voter ID)
- Address proof
- Previous land-record copy or mutation certificate (if any)
- Tax receipts or related land tax documents
- Application form to the revenue department or the relevant authority
Paperwork and exact requirements can vary by state or region, but having complete documentation from the start helps avoid delays.
Typical Process & Timelines
- Application submission (online or offline)
- Verification by revenue officials (and sometimes field inspection)
- Mutation entry update in government records/land database
- Issuance of updated mutation certificate (digital or print)
Fee and timeline vary by state: sometimes mutation is completed within a few weeks, other times it may take longer, depending on document completeness and administrative workload.
What Happens If You Skip Dakhil Kharij?
- The property may still appear under the previous owner’s name in official records.
- It can cause major problems during sales, inheritance, legal disputes, or applying for a loan.
- Banks may reject loan applications if ownership records are not updated.
- You may remain liable for taxes or dues incurred before the mutation was carried out.
In short, registration (sale deed) is just the first step — mutation via Dakhil Kharij is what legalises your ownership on government records.
Final Word
For investors and land buyers — especially those dealing with plots, resale, or mortgage — updated mutation records are essential for a clean, secure, and transparent transaction.
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