Clean Title Verification Checklist (Before You Buy Any Property)

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1. Ownership & Title Documents

Mother Deed Check and Original Title Deed

Verify the full ownership chain (at least 30 years, if feasible).

Verify that all documents have the same names, survey numbers, and plot details.

Check to see if he has the complete legal authority to sell the property. 

2. Encumbrance Check

Get an Encumbrance Certificate (EC for at least 30 years.

There are no mortgages, liens, loans, court orders, or attachments

Verify with the records of the SRO

3. Property Tax & Bills

Property tax receipts are updated.

Request the last 3–5 years' tax payment history

Check for pending dues: electricity, water, society charges, maintenance

4. Verification of Land & Plot

Verify land classification: non-agricultural, NA-residential, NA-commercial, etc.

Check government records for restricted / acquisition zones

Verify property is not under forest land, ceiling land, grazing land, or CRZ restrictions

Check F-Line 7/12 Extract, Property Card, Mutation Entries

5. Legal Clearances

Confirm Approvals from Town Planning Department

Ensure that the approved plan/development permission is current

6. Verification of Seller's Identity

Verify the seller's PAN, Aadhaar, passport, and address proof

If co-owned, check consent from all co-owners

If a Power of Attorney is used, ensure:

  • It is registered
  • Seller is alive
  • POA is specific to the property and valid

7. Verification against Government Records

Property matches records in the local revenue office

Verify mutation entries for accuracy, and update them

Confirm the property is not marked as disputed / government-owned / encroached

8. RERA Check (If Applicable)

Check the project and builder on the RERA website

Check:

  • Approvals
  • Project status
  • Complaints
  • Background history of litigation

9. Affidavit of Title

Obtain a legally notarised Affidavit of Title from seller

10. Physical Verification

Examine property lines with a certified surveyor

Verify that the fencing corresponds to the survey numbers.

Consult your neighbours for firsthand confirmation.

Check for disputed pathways or encroachments. 

11. Lawyer Review 

All documents to be verified by a property lawyer

Get a written Title Search Report 

Certificate of Legal Clearance Final Step: Safe Payment 

Make payments only through bank transfer 

Never pay without an Agreement to Sell 

Register the property immediately after payment



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