Prev Post
5 Key Things NRIs Should Know Before Investing in Indian Real Estate
Non-Resident Indians (NRIs) are increasingly looking at non-agricultural (NA) plots in India as a stable and high-growth investment. These lands are legally approved for residential or commercial use, making them far more accessible to NRIs than agricultural properties.
But what exactly can an NRI buy? What rules apply? And how can you safely complete the purchase from abroad?
Here’s a simple guide.
1. NRIs Can Buy NA (Non-Agricultural) Land Without Special Permission
NRIs are allowed to buy non-agricultural land in India.
No special approval from the Reserve Bank of India (RBI) is required.
This includes:
- Residential NA plots
- Commercial NA plots
- Approved layouts in township or plotting projects
NA land is fully legal for NRI purchase and is treated the same as buying residential/commercial property.
2. Payment Rules for NRIs Buying NA Plots
NRIs must follow banking rules under FEMA. Payments can be made only through:
- Inward remittance from abroad
- NRE account
- NRO account
- FCNR account
- Cash payments are not allowed.
This creates transparency and helps with future repatriation of funds.
3. Properties NRIs Cannot Buy
NRIs are restricted from buying:
- Agricultural land
- Farmhouses
- Plantation land
These can only be owned if the NRI inherits them or receives them as a gift.
So, for new purchases, only NA land is allowed.
4. Power of Attorney (POA) Helps If You’re Abroad
If the NRI is not in India during the transaction, they can give a Power of Attorney to a trusted relative, friend or a professional representative.
The POA holder can legally carry out tasks like signing agreements, completing paperwork, and handling registration formalities.
5. Legal Due Diligence: The Most Important Step
Before buying any NA plot, NRIs must confirm that the land is officially converted from agricultural to non-agricultural by the authorities.
✔ Title and Ownership
Check title deeds to ensure the seller has the legal right to sell.
✔ Encumbrance Certificate (EC) for 30 Years
This confirms the land is free from legal disputes or loans.
✔ Approvals & NOCs
Look for:
- Layout approval
- Local authority permissions
- Tax receipts
- Completion certificates (if applicable)
- A clean plot saves you from trouble later.
6. Repatriation Rules: What Happens When You Sell?
When an NRI sells an NA plot:
- If purchased using NRE funds
- The original investment amount can be repatriated abroad in foreign currency.
- If capital gains are earned
- The profit must first be credited to an NRO account.
- Repatriation is allowed but within RBI limits.
- If purchased using NRO funds
Repatriation is limited to USD 1 million per financial year, including all assets and income.
7. How Non-Resident Indians Purchase a NA Plot in India
Step 1: Verify that the land is NA
Step 2: Designate a POA (useful but optional)
A general power of attorney facilitates the process.
Step 3: Conduct exhaustive due diligence
To verify documents, approvals, and land history, speak with a legal professional.
Step 4: Put a Sale Contract into Action
This needs to be signed and stamped by the POA holder or both parties.
Step 5: Transfer money through approved channels.
Use NRE/NRO/FCNR accounts or inward remittances.
Step 6: Register the sale deed
To complete ownership, pay stamp duty and registration charges.
Conclusion
Buying NA plots is one of the simplest and safest real estate investments that NRIs can make in India. With no need for special RBI approval and clear guidelines under FEMA, NA land offers strong potential for appreciation, development, and future returns.
As long as you verify the land status, ensure clean paperwork, and follow proper banking channels, purchasing an NA plot becomes a smooth and secure process for any NRI.
Giving money to individuals or businesses that lower or remove carbon dioxide (CO₂) from the atmosphere is one way to combat climate change.
What is a Carbon Credit?
1. A carbon credit represents 1 ton of CO₂ removed or avoided.
2. Carbon credits can be purchased by businesses or organisations to offset their pollution.
3. People or projects that reduce CO₂ can sell carbon credits and earn money.
How Carbon Credits Work
1. A project reduces or removes carbon dioxide.
Examples: planting trees, using renewable energy, and preventing deforestation.
2. An independent auditor verifies the reduction.
3. A carbon credit is issued for each ton of CO₂ reduced.
4. Companies can buy these credits to balance their emissions.
5. Once used, a credit is “retired” and cannot be used again.
Types of Carbon Credit Markets
1. Compliance Market: The law requires businesses to cut emissions.
2. Voluntary Market: Companies choose to offset emissions for sustainability goals.
Types of Credits:
1. Emission reductions (using cleaner energy)
2. Carbon removal (trees, carbon capture)
3. Avoided emissions (preventing deforestation)
Benefits of Carbon Credits
1. Provides money for projects that reduce carbon.
2. Helps companies meet climate goals.
3. Supports forests, agriculture, and clean energy projects.
4. Encourages long-term environmental protection.
Risks and Things to Watch
1. Not all credits are genuine – some may not really reduce carbon.
2. Avoid double-counting – one ton of CO₂ should not be sold twice.
3. Landowners selling credits may lose rights to claim carbon benefits later.
4. Prices can change, and rules may also change.
Tips for Landowners / Developers
1. Make sure the project has third-party verification.
2. Check the baseline – would carbon reduction have happened anyway?
3. Understand what rights you give when selling credits.
4. Know the long-term commitments (e.g., keeping trees alive).
5. Check market and legal risks before selling.
The Government of India has introduced the Land Registry Rule 2025, a new system to make property registration digital, simple, and faster. This rule replaces the old Registration Act of 1908, which was more than 100 years old and outdated in today’s digital era.
Why is this change needed?
The old law relied on paperwork and physical visits to the sub-registrar's office.
Many property transactions faced delays and confusion about ownership.
Cases of fraud and unclear records made property buying and selling risky.
The new rule aims to address these issues by utilising online technology and digital records.
Key Features of the New Rule
1. Online Registration of Property Documents
2. The buyer's and seller's identities must be verified using Aadhaar or other approved methods.
3. Powers of attorney and agreements to sell must also be registered.
4. To cut down on paperwork and mistakes, all property records will be kept electronically.
5. Online registration makes the process quicker and more citizen-friendly.
Benefits for Property Buyers and Sellers
1. Buyers can complete their registration online, saving time and reducing the need for office visits.
2. Ownership records will be accurate and up-to-date, reducing disputes.
3. Increased transparency will help buyers check legal issues, mortgages, or liabilities on a property.
4. Fraud risks are reduced because digital verification ensures only the rightful owner registers the property.
Things to Prepare
1. Keep all your documents ready and updated (ID proof, sale deeds, tax receipts, etc.).
2. Ensure the seller’s records are clear and the property is listed correctly in government records.
3. Make sure your Aadhaar and identity details are updated for smooth verification.
4. Check with your local sub-registrar or state portal for specific timelines and rules.
5. The Land Registry Rule 2025 promises faster, safer, and simpler property transactions.
Indore is fast gaining prominence as one of the most sought-after realty destinations in Central India. The city has undergone rapid infrastructural development, maintained good connectivity, and seen an increased demand for residential facilities, especially that of residential plots. Whether you’re planning to build your dream home or invest in the future, it pays to understand Indore’s land market.
Types of Residential Plots in Indore
1. Independent Residential Plots
These are individual pieces of land that allow total freedom in designing and constructing one's own house.
2. Group Housing Plots
These plots cater to the developers or housing societies that are willing to construct apartments or townhouses. Group Housing Plots encourage community living with shared amenities and planned layout.
3. Affordable Housing Plots
Affordable housing plots are found in developing areas and target the first-time buyer or investor on a tight budget.
4. Plots for Luxury Villas
These plots are in posh areas and thus appeal to those people who like seclusion with comfort.
5. Farmhouse Plots
Large farmhouse plots situated on the outskirts of Indore are ideal for weekend residences and private getaways.
6. Plots in Gated Communities
They are found in thoughtfully designed gated communities with 24-hour security, beautifully manicured parks, and recreational amenities. Plots in gated communities offer a premium lifestyle along with safety.
7. Integrated Township Plots
Large-scale integrated townships house residential, commercial, and recreational zones within their premises. A plot here can offer a complete living experience with schools, shopping, and entertainment facilities in close proximity.
Best Areas to Buy Residential Plots in Indore
This city has a number of the best places to buy plots, which offer different advantages in terms of connectivity, amenities, and future appreciation:
Super Corridor, one of the most developed areas in Indore, is located near the airport and IT hubs. Plots here are getting high demand because of strong investment returns.
Scheme No. 78: Well-developed locality with good infrastructure, accessibility to schools, markets, and public transport.
Pipliyahana: It offers affordable and premium plots with good connectivity to the main parts of the town and the development of infrastructure, which is in progress.
Pro Tip
Before purchasing, always verify legal documents, land titles, and approvals. You can also consult with any local property expert or real estate consultant in Indore for an informed and safe investment decision.
Why Indore is the Next Big Real Estate Hotspot: Key Reasons to Invest Now
Affordable yet high-value market:
Both seasoned investors and first-time buyers can benefit from Indore's exceptional affordability and high potential for appreciation.
Booming Economic Growth:
The economy of Indore is laying a solid foundation for long-term real estate growth, thanks to its rapid industrial development and IT expansion.
Connectivity and Lifestyle:
Families and professionals find it highly appealing due to its excellent infrastructure, educational opportunities, medical facilities, and connectivity.
A wide variety of options for investment
From ready-to-move flats to residential plots, Indore offers something for every investment goal and budget.
Expert Advice from Local Property Consultants
Local real estate experts understand the micro-market trends, forthcoming development, and buyer preferences to assist investors in making informed decisions.
Future-Ready City
Indore is poised to become one of India's most promising property destinations with the upcoming infrastructure projects and planned urban development.
Top 6 Places to Invest in Kolkata Property for Family Life and Peaceful Retirement
1. Rajarhat
Modern township with planned infrastructure, wide roads and new housing projects.
Proximity to IT & business hubs and the airport; great for working families and for future resale potential.
Quiet, greener surroundings make it appealing for retirees wanting comfort + connectivity.
2. Jodhpur Park
Upscale neighbourhood with prestigious schools and a calm residential vibe.
Lots of parks and open spaces for children and families.
For retirees: peaceful atmosphere, community-friendly, and good amenities nearby.
3. Tollygunge
Strong educational infrastructure (schools, etc) and green surroundings.
Families benefit from a mix of culture, leisure and living comfort.
Retirees will enjoy scenic views, the availability of healthcare and social engagement.
4. Garia
Affordable housing option with good schools, transport links and everyday amenities.
Ideal for middle-income families wanting value + convenience.
For retirees: a calmer environment with access to city services without heavy cost.
5. Alipore
Premium locality with heritage charm, luxury living, shopping & dining options.
Families get a high-quality lifestyle, safety and prestige.
Retirees can enjoy the upscale ambience, walkable neighbourhoods, and top healthcare.
6. Ballygunge
Known for quality education, culture and mature infrastructure.
A comfortable, high-end area for families wanting the best of Kolkata.
For retired living: tranquil yet connected, with access to parks, hospitals and social life.
Recent Posts
Tags
Bhunaksha,
genuine plots,
Land For Sale,
Maharashtra Bhunaksha,
plots for sale,
Gunthewari,
Gunthewari Land,
Gunthewari Rules,
Extract Documents,
Plots and Lands,
Saat Baara,
Extract Saat,
Baara Utara,
Jamabandi,
property tax payments,
Gram Panchayat,
lower prices,
non-agricultural land,
Lower Investment Cost,
Gram Panchayat lands,
Fresh Land Settlements,
Growing demand,
affordable homes,
genuine p,
legal Land,
bungalow plots,
Konkan,
Maharashtra,
Purandar,
Pune,
Karnataka,
Bangalore,
Farm Land,
Kolkata,
Rajarhat,
Indore,
Chhatrapati Sambhajinagar,
Aurangabad,
Mundhwa,
Agricultural Land,
Farmhouse Plot,
Rules And Penalties,
Residential Plots,
NA PLots,
Residential NA Plots,
Commercial NA Plots,
Animal Husbandry Land,
Tathawade,
Vahivat Land Maps,
Vahivat,
Indian Land Records,
Ownership Rights,
Red zone,
PCMC,
Dehu Road,
Land Registration Rules,
Land Investing,
Infrastructure Growth,
Land Ownership,
Land Encroachment,
Panshet Dam,
Varasgaon Dam,
Verified Land,
Plot For Sale,
Land Investment,
Verified Plots,
Land Acquisiton,
Hydrological Survey,
Invest In Land,
Verified Land Plots,
Panshet,
Khadakwasla,
Land Rules,
Dakhil Kharij,
Land Registry,
Property Onwership,
Clean Title Check List,
Property Verification,
Digital Registry,
Farm Plots,
Agro Property,
Land Value Growth,
Urban Expansion,
Senapati Bapat Road,
Registered Land,
Agricultral Plot,
Purandar Airport,
Safe Investment,
Secure Property,
Plot Buyers,
Approved Plots,
Land ROI,
NA Approved Plots,
NA Land,
Welspun One,
Logistic Park,
Talegaon,
PMC Bharat Mandapam,
Urban Development,
Lohgaon,
Close To Nature,
Gated Community Plots,
Buy Land VS Gold Investment,
NRI Investment,
Future Ready Living,
Trusted Plots,
Plot Investment,
Authentic Land,
Safe Land Buying,
Mumbai,
Premium Plots,
MMR Land Investment,
MMR Infrastructure,
Metro Connectivity,
Plots in Mahabaleshwar hill station investment,
Mahabaleshwar land prices and future growth,
Scenic residential plots in Mahabaleshwar,
Mumbai 3.0,
Mumbai 3.0 vs Mumbai 2.0,
Mumbai property investment,
Real estate investment in Mumbai,
Upcoming residential projects in Mumbai,
CIDCO plot auctions,
CIDCO auction Navi Mumbai,
Upcoming CIDCO plot auctions 2026,
CIDCO land auction dates,
Navi Mumbai plot auctions,
CIDCO plots in Navi Mumbai,
CIDCO plots in Kharghar,
CIDCO plots in Ulwe,
NMIA investment opportunities,
Mumbai 3.0 plotted development,
Mumbai 3.0 real estate,
Plots in Mumbai 3.0,
Land investment in Maharashtra,
Residential plots near Mumbai,
Land appreciation in Mumbai 3.0,
Residential land for sale in Mumbai 3.0,
Altamura NA Plots,
Altamura Nadar City,
NA Plots in Nadar City,
Nadar City Plots,
Plots in Nadar City,
YEIDA plots,
YEIDA plots near Noida Airport,
Noida Airport plots,
Jewar Airport investment,
Yamuna Expressway plots,
YEIDA plot scheme 2026,
Noida Airport real estate,
Zepto,
Zepto effect,
D2C brands India,
Urban consumer trends,
Marketplace evolution,
Urban infrastructure growth,
YEIDA Residential Plot Scheme,
Yamuna Expressway Plot Scheme,
YEIDA Residential Plots,
Yamuna Expressway Authority,
Noida Investment,
Residential Plots in Lucknow,
LDA Plots in Lucknow,
Lucknow Real Estate,
LDA Approved Plots,
Plots for Sale in Lucknow,
Lucknow Property Investment,
Land Investment in Lucknow,
Residential Land in Lucknow,
Buy Plot in Lucknow,
Lucknow Development Authority,
Maharashtra Fragmentation Law 2025,
Fragmentation Act Maharashtra,
Maharashtra land law update 2025,
Maharashtra land reforms 2025,
Land subdivision rules Maharashtra,
Maharashtra agriculture land purchase rules,
Agricultural land purchase restrictions Maharashtra,
Can non-farmers buy agricultural land in Maharashtra,
NA conversion process Maharashtra,
Collector permission for land purchase,
farmland prices in Nagpur,
agricultural land price in Nagpur per acre,
farmland cost in Nagpur Maharashtra,
Nagpur agricultural land investment,
per acre agricultural land rate in Nagpur,
Tukdebandi Law Maharashtra,
Maharashtra Fragmentation Act update,
Land subdivision law Maharashtra,
Agricultural land division Maharashtra,
Maharashtra land reform ordinance,
Plot registration Maharashtra,
Farmland prices Nagpur,
Nagpur agricultural land rates,
Farmland per acre Maharashtra,
Agricultural land price Nagpur,
Farm land cost Nagpur,
Nagpur real estate trends,
Land investment Nagpur,
Avani Farms,
Avani Farms Pune,
Farmland near Pune,
Farm plots for sale,
Agricultural land investment,
Gated farmland near Pune,
NRI agricultural land rules India,
Can NRI buy agricultural land in India,
FEMA rules for NRI property purchase,
RBI guidelines for NRI land investment,
NRI farmland investment India,
Agricultural land purchase by NRI,
Maharashtra Fragmentation Act,
Minimum plot size in Maharashtra,
Guntha rules Maharashtra,
Agricultural land division rules,
Minimum land area for sale in Maharashtra,
Legal plot size in guntha,
Guntha conversion rules,
NRI land purchase in India,
Can NRIs buy agricultural land in India,
NRI property investment India,
NRI buying residential land,
NRI real estate guidelines India,
Investment tips for NRIs in India,
Mutation Entry Process,
Land Mutation in India,
Property Mutation Process,
Land Ownership Transfer,
1 guntha na plot prices in pune 2026,
1 guntha plot price in pune,
na plots in pune,
residential na plots pune,
guntha plot rate in pune,
na plot investment in pune,
plots near purandar airport,
1 Acre Land Price in Pune,
Pune Land Rates 2025,
Pune Land Price 2026,
Pune Acre Land Cost,
Land Value Pune,
Agricultural Land Price Pune,
