If you need an Encumbrance Certificate (EC) for a property in Maharashtra, here’s a simple step-by-step guide to help you:

Steps to Get an EC in Maharashtra

1. Visit the Sub Registrar's Office:

• Go to your local Sub Registrar's office. This is where you will apply for the EC.

1. Get the Application Form:

• Ask for Form 22, which is the application form for the EC. You can get this form at the Sub Registrar office.

1. Fill Out the Form:

• Complete the form with all the required details about the property and yourself.

1. Submit the Form:

• Submit the filled form along with:
• Non-judicial stamp paper
• Required documents
• The reason for needing the EC

1. Pay the Fees:

• Pay the fees for the EC as mentioned at the time of submission. The fee depends on where you apply.

1. Receive an Acknowledgement Receipt:

• After submission, you will get an acknowledgment receipt with an ID number. Keep this receipt safe as it is proof of your application.
  

Documents You Need

To apply for an EC, you will need the following documents:

• Proof of your residence
• Identity cards like Aadhaar, PAN card, and ration card
• Address and details of the property
• Copy of the sales deed (any deed related to the land, whether recent or old)
• Purpose of the EC request
• Period for which you need the EC
• Copy of the power of attorney if someone else is applying on your behalf

Eligibility Criteria

To apply for an EC in Maharashtra, you should meet these conditions:

• You must own the land or property for which you are applying.
• If someone else is applying on your behalf, they must hold a valid power of attorney.

Important Notes

• Processing Time: The EC usually takes between 15 to 30 days to be issued after you apply.
• Language: The EC is issued in the regional language. If you need it in English, there will be an extra fee for translation.

You can obtain your Encumbrance Certificate easily by following these steps